How To Increase Transfer Limit On GTB Mobile App (Fast Method)

If you are a GTbank user then you may want to know how the transfer limit increases and how to increase the debit card limit on GTbank mobile banking app. This post will cover all the topics related to how to increase the transfer limit on GTbank mobile banking app.

How To Increase Transfer Limit On GTB Mobile App

You can Increase your GTbank transfer limit easily by dialing *737*5# on your mobile phone and then selecting option 3 to change your existing 737 with a debit card.

What Daily Transfer Limit For GTbank?

The daily transfer limit for GTbank is ₦5,000,000. But how many times have you gone through that amount? If you are a heavy user of the GTbank Mobile App exceeding your daily limit will end up stopping all transfers from your account.

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GTbank Mobile App Transfer Limit

Previously, the daily transfer limit was about one million Naira. As people’s needs increased, GTbank increased this limit to three million Naira and later increased it again to ₦5,000,000 (Five Million Naira).

This means that you can only transfer a maximum of ₦5,000,000 (Five Million Naira). Any amount bigger than that will not be possible.

For withdrawals, the withdrawal limit has been set to ₦150,000 (One Hundred and Fifty Thousand Naira).

You might have been struggling with the issue but don’t worry, I’m here to explain exactly what you need to do to increase the transfer limit for your GTbank Mobile App.

This is one of the most requested topics on and I’m glad to write it today. Especially after getting several calls from users who couldn’t increase their transfer limit above 5,000,000 nairas.

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How To Transfer Money Using GTbank Mobile App

Firstly, we’ll discuss how to transfer money using the GTBank Mobile App.

To do so, you must have a bank account in GTBank. This is because mobile transfers can only be carried out between GTBank customers. If you don’t have an account in GTBank, you can open one here.

What are the steps I should follow to transfer money using the app? The steps are as follows:

How To Transfer Funds Using GTB Mobile App

GT Bank Mobile App makes it quick, easy, and secure. To transfer funds using GTB mobile app, all you need is to follow the step below:

  • First of all, download the GTbank Mobile App for free from the Google Play Store or Apple App Store.
  • Log in to your GTBank mobile banking app using the log-in detail which you usually use to access your online banking account.
  • Select “Transfers” from the menu bar, then choose between the four transfer options available:
  • To own accounts
  • To other banks
  • Pre-registered transfer
  • FX transactions (transfer in foreign currencies)
  • Select “New” then enter the beneficiary’s name and mobile number (if transferring funds to MTN mobile money), and click on Send Now button to proceed with your payment.
  • Enter the amount to be transferred and a note (optional).
  • Once your transfer is submitted, enter your four-digit PIN or the answer to your secret question then you will receive a Transaction Reference Number and an OTP (one-time-password).
  • To finalize the transaction, click “Confirm” and you’ll be notified of your success.
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How To Increase Transfer Limit On GTB Mobile App

This is a very simple procedure that does not require any contact with GTB customer care. If you are tired of going to your nearest GTB branch to increase your transfer limit, then this is for you.

How To Increase Transfer Limit On Gtb Mobile App Quick Method

On our mission to solve this problem, we contacted Gtbank customer service on their live chat and this was the message we first got.

Hello, thank you for contacting us. The mode of PIN creation determines the transaction limit for USSD (737) transactions as indicated below: – PIN created without debit card: ₦50,000 weekly & ₦200,000 monthly– PIN created with active debit card: ₦100,000 daily we hope this clarifies the transaction limitation you’ve experienced. Regards

Following the earlier message we got that “PIN created without debit card: ₦50,000 weekly & ₦200,000 monthly– PIN created with active debit card: ₦100,000 daily” and didn’t solve the problem, we decided to search for a better solution.

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After searching and going in circles we got below a better solution for the problem.

To Increase your daily limit. please request a GTBank Card for ₦1,075 + VAT. You can then enjoy a higher transfer limit by dialing *737*5# and selecting option 3 to change your existing 737 with a debit card.


If you are a new GTBank user, then this post is certainly going to be of great help to you. It is not a simple task to do the transfer on GTB Mobile App because you have an account with a low amount.

You could only do payments up to that amount on your account. To increase the transfer limit of your account, the above steps must be followed.

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