How To Borrow Data From MTN – (2023 Guide)

You are here because you simply want to know how to borrow data from MTN using your mobile device.  

And trust me, the process involved in borrowing Data from MTN is so easy and stress-free, which I think anyone who uses the MTN network should know how to do.

You don’t need any technical knowledge to be able to borrow data from your network system. All you have to do is to understand how it works, and that is what this article is all about.

However, without much further ado, let’s jump straight into the topic for today.

What Are The Eligibility Requirements To Borrow Money from MTN?

First and foremost,  before considering borrowing data from any mobile network with MTN inclusive, you will have to be eligible by fulfilling some rules and following some basic requirements, which include;

  1. You must own an MTN SIM to be able to access the available option of being able to borrow data on your mobile device.
  2. You must have no previous debt from MTN, which means you ought to pay up your previous debt to be able to access the option of borrowing data.

In some cases,  you can still be allowed to borrow data from MTN if you have a small amount of debt,  but a huge debt may kick you out.

  1. You must have owned and used your MTN SIM card for at least 12 months (a year), but this rule is currently more flexible than ever before.

You can easily access to borrow data option within a shorter period of between 3-6 months and no longer 12 months if you recharge more frequently.

How To Borrow Airtime from MTN 

Here is what you have been waiting for.  Let’s quickly discuss how you can borrow airtime from MTN as a user.

Just dial *606# on your mobile phone to borrow airtime from MTN. Once you dial the code, you will receive a pop-up option with several different displays, as listed below.

  • Eligibility status
  • Request for XtraTime
  • Check XtraTime Balance
  • XtraTime Transaction History
  • About XtraTime
  • Exit 

Do not be confused when you see such things pop up on your phone screen.

It is pretty simple. All you have to do is to select a request for “XtraTime,” after which the system further proceeds to show you the available borrowing options, which you alone will have to decide for yourself.  

Once you are done, you will receive a pop-up message telling you that your request has been received, including the charges you will have to pay up for in the next recharge.


The above-given guide on borrowing data from MTN is pretty easy and simple for anyone to handle.  

Following the guide, you are on track, and you will be able to keep in touch with the internet even in times when you do not have enough money to purchase airtime. You can simply decide to borrow data from your network service (MTN) and pay it back later.

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